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Injury and Accidents Legal Terms

PPain and Suffering
This refers to non-economic damages in a personal injury or wrongful death case. Pain and suffering may include mental anguish, embarrassment, inconvenience, loss of capacity for the enjoyment of life, disfigurement and physical impairment.
SStatute of Limitations
A term that details the maximum period of time that legal proceedings may be enacted after certain events
Structured Settlement
An agreement for the financial settlement of a lawsuit to be paid out in installments rather than in a lump sum.
It refers to the fact that once a person or entity (i.e. insurance company) has paid expenses or a debt for someone else, they can then assume the legal rights of that person related to that debt. For instance, after a car accident, if an insurance company has paid for property damages and personal injuries for their client, they can then turn around and sue the other motorist responsible for causing the accident. Subrogation comes up often when an insurance company’s client has been in an accident with an uninsured motorist. It also can arise when the injured party is required to reimburse the insurance company or hospital for medical expenses from their award.